LUCIDO HOME RUN TO BUYING + SELLING
S E L L I N GPlenty of agents will say they can sell your home. Our team doesn’t work to just sell your home. We work to hit a home run. When you work with a Lucido agent, our goal is to get you the most money in your pocket with the best terms. We go to bat by fiercely negotiating to cover these four bases: PRICE | Create unparalleled urgency in the market using our trademarked Lucido Listing Blitz™ to net you the highest sale price. INSPECTION | Do our best to get some or all inspection contingencies waived [or have inspections be for informational purposes only.] APPRAISAL | Do our best to get the appraisal waived [as much as possible]. PEACE-OF-MIND CLOSING | Position you with a post-closing occupancy lease at no cost to you [free rent-back], if needed.*This is not a guarantee; it is our strategy to get our clients the best terms and price possible when selling a property in the current market. Conditions may apply. B U Y I N G Plenty of agents will also say they can help you find a home, but our team uses a specific strategy to represent our buyers at the highest level. Our goal is to secure your purchase. We want your first offer to be the winning offer.We go to bat by fiercely negotiating to cover these four bases: PRICE PREPARATION | Prepare to compete in multiple offer situations by applying specific strategies to craft a winning offer. INSPECTION | Prepare for the seller to remove or deny home inspection contingencies. Bear in mind, the seller is required to disclose any known material defect. APPRAISAL | Prepare for the seller to remove the appraisal financing contingencies. We will work with you in navigating this process with your lender. RENT-BACK | Prepare for the seller to request to occupy the house after closing, for a limited time, at no cost to the seller.*This is not a guarantee; it is our strategy to get our clients the best terms and price possible when purchasing a property in the current market. Conditions may apply. CONTACT US TO LEARN HOW WE WILL HELP YOU HIT A HOME RUN WITH YOUR HOME SALE OR PURCHASE!
6 Pros of Owning a Home
Purchasing a home can be expensive initially, but nothing compared to the costs of not owning a home over time. You may be surprised to find that owning a home is a smart move for you financially, and you’ll reap other benefits from your home purchase as well. 1. Taxes A Plethora of tax deduction possibilities are available to you when you purchase a home, including: You can deduct any mortgage points paid from your income taxes. You can deduct the interest paid on a mortgage over the course of the term along with settlement expenses paid when you purchased the property. You may be able to deduct your property taxes for your primary residence from your income taxes. Upon sale of your primary residence (you must have lived at the property for 2 of the last 5 years). You can deduct up to $250,000 of proceeds from your income taxes as an individual and up to $500,000 as a married couple. 2. EquityYou’ll build equity in your home each month by paying down your mortgage. When you rent, you pay your landlord’s mortgage. 3. Control of your monthly housing expenseWith a fixed rate mortgage your principal and interest cannot adjust unlike your landlord that can increase rent every year. 4. CreditPaying a mortgage helps build credit over time, giving you a more positive credit. 5. An appreciating assetYour home value is likely to increase over time. You accrue equity, which improves your net worth, credit score, and can be accessed via loan vehicles such as a refinance or HELOC. 6. Freedom to PersonalizeEnjoy something that’s all yours - a home you can customize.
Looking to Move Your Senior Relatives?
When you or the people you love are ready to move, you need more than just an agent. You need a team you can trust. Silver Group® is Lucido Global’s unique division dedicated to providing specialty services to address the challenges associated with a Senior Move. When you’re ready to move, Silver Group® will provide: An extensive referral network of experienced, reputable professionals to help you downsize Our Home Enhancement Listing Program where you defer payment for home repairs until settlement* Our Guaranteed Sale Program where we will sell your home in 90 days or less* FREE home staging consultation and market analysis FREE use of our fleet of moving trucks**Certain restrictions apply. Step 1: Getting Started Over the next two decades, “Boomers” will swell the nation’s older adult population by 30 million, and an estimated 16 million older adult households will be moving in the next decade. Downsizing your senior relatives possessions and home, preparing their home for sale, selling their home, and deciding where to move them can feel like a very daunting project. Knowing what to do first and having detailed information about vendors and resources are the keys to a safe and successful experience. Step 2: Pricing, Timing, and Staging Pricing: Your Realtor® will present to you a detailed market analysis of the home, showing all recent market activity: including pricing for homes that have sold, are under contract, or are currently on the market. Out of this array, a close examination of which homes are most like your relative’s home (square footage, age, condition, improvements) will help your Agent to assist you with recommending the right selling price for your home. Timing: Your agent will be knowledgeable about the timing of the home sale and educate you about how the time of year may impact the process and create predictability around the buyer, and pay close attention to your requirements for your move timetable. If you are under contract with a senior living community, it is usual to have a structured timetable and occupancy date for the move. Staging: Once you have determined the home’s pricing and timing for the sale, the next step should be a visit by a Certified Home Stager, who has specialized training in visual merchandising, current color palettes, and finishes most in-demand by buyers. The Stager will help guide you in preparing the home with the greatest possible appeal to buyers. Step 3: Relocating and Downsizing Relocating: Where are your senior relatives going? Different and common scenarios include moving to a condo or one-level home, in with adult children, moving out-of-state to retirement meccas such as Florida and Arizona, and moving to local retirement communities. Sometimes in-home care is needed if your loved one has been ill and needs help in the interim before the move. Senior Living Search: Senior Care Placement Professionals are expert guides to all of the various types of senior living communities. Life Care Managers are also able to help guide you to the communities that would be your best fit and are able to provide assessments for level of care, family counseling, and to be a part of the conversation between legal and financial advisors for families when a move is happening quickly or unexpectedly due to health events or the loss of a loved one. Downsizing: Assisting your relatives in downsizing their possessions is your next project. You will want to have a grasp of the square footage and storage they’re leaving and where they’re moving to. Make a space plan to help decide what will be taken, what will be left, and what will be offered to family and friends. You may need to clear the home of any remaining items, which can be done by friends & family or by a professional hauler. Step 4: Finances Financial Management: Having guidance for the savviest ways to handle your home-selling profit, your retirement community’s buy-in expenses, understanding capital gains, etc. are important opportunities to design the best outcome for the long term. If managing your senior relative’s finances is not in your capacity, consider using a Daily Money Manager. They are a great resource for people who no longer want the tasks associated with managing their finances, and who are struggling to maintain them due to health reasons or the demands of technology (i.e. elderly and/or sick relatives). Step 5: Moving Moving: Move Managers, also called “Transitioners” or “Downsizers”, are a type of moving service especially useful if you are overwhelmed, busy, distracted, and in need of “more” than what an ordinary moving company is able to provide. These providers can help coordinate work being done to prepare the home for selling, estate sale processes, space planning the new home, sorting, packing, the actual move, unpacking and setting up on move-in day. Think boxes gone, pictures hung, clothes in closets and beds made. Make your senior relative’s move as smooth as possible. Visit LUCIDOGLOBAL.COM./SILVERGROUP to learn more and connect with a Lucido agent who specializes in senior moves today!
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